MARC details
000 -CABECERA |
campo de control de longitud fija |
08963nam a2200349Ia 4500 |
001 - NÚMERO DE CONTROL |
campo de control |
3093 |
008 - DATOS DE LONGITUD FIJA--INFORMACIÓN GENERAL |
campo de control de longitud fija |
230305s2016 xx 000 0 und d |
020 ## - NÚMERO INTERNACIONAL ESTÁNDAR DEL LIBRO |
Número Internacional Estándar del Libro |
9781119099161 |
043 ## - CÓDIGO DE ÁREA GEOGRÁFICA |
Código de área geográfica |
en_UK |
041 ## - CÓDIGO DE LENGUA |
Código de lengua del texto/banda sonora o título independiente |
eng |
245 #0 - MENCIÓN DE TÍTULO |
Título |
Marketplace lending, financial analysis, and the future of credit |
260 ## - PUBLICACIÓN, DISTRIBUCIÓN, ETC. |
Lugar de publicación, distribución, etc. |
|
Nombre del editor, distribuidor, etc. |
John Wiley & Sons, |
Fecha de publicación, distribución, etc. |
2016 |
300 ## - DESCRIPCIÓN FÍSICA |
Extensión |
xxiii, 317 p. |
Dimensiones |
26 cm. |
500 ## - NOTA GENERAL |
Nota general |
integration, profitability and risk management |
505 ## - NOTA DE CONTENIDO CON FORMATO |
Nota de contenido con formato |
Includes bibliographical references and index. |
Mención de responsabilidad |
PART ONE Fintech and Online Lending Landscape-Where Are We Now? 11-- |
-- |
CHAPTER 1 Introduction to the Business Models in Financial Technology 15-- |
-- |
1.1 Innovation Themes in Fintech 15-- |
-- |
1.2 The Promises and Pitfalls of Fintech Business Models 20-- |
-- |
1.3 The Pitfalls 22-- |
-- |
1.4 Why is Financial Technology Innovation Important? 23-- |
-- |
1.5 Challenges and Roadblocks for Fintech Companies 24-- |
-- |
1.6 Fintech is a Long-Term Play 26-- |
-- |
1.7 Concluding Remarks 27-- |
-- |
CHAPTER 2 How Does Online Lending Work? An Overview with a Focus on Marketplace Lending 29-- |
-- |
2.1 Reliance on Technology and Data 29-- |
-- |
2.2 How Do Online Lenders Differ From Banks? 30-- |
-- |
2.3 Types of Online Lenders 31-- |
-- |
2.4 Some Background on Peer-to-Peer Networks 36-- |
-- |
2.5 The Business Model of Marketplace Lending Platforms 40-- |
-- |
2.6 Onboarding Process 41-- |
-- |
2.7 Comparing Marketplace Loans with Bank Credit or Credit Card Debt 44-- |
-- |
2.8 Who are the Alternative Borrowers? 47-- |
-- |
2.9 Who Are Investors in Marketplace Loans? 48-- |
-- |
2.10 Underwriting and Credit Scoring 48-- |
-- |
2.11 Regulation 49-- |
-- |
2.12 The Response of Banks to Online Lending 51-- |
-- |
2.13 Concluding Remarks 52-- |
-- |
CHAPTER 3 What Made the Rise of Online Lending Possible? 57-- |
-- |
3.1 Technological Factors 57-- |
-- |
3.2 Social Factors 62-- |
-- |
3.3 Structural Factors 63-- |
-- |
3.4 The Perfect Storm 65-- |
-- |
3.5 A Divergence of Trends 66-- |
-- |
3.6 Concluding Remarks 67-- |
-- |
CHAPTER 4 Why Fintech Lives Outside of Banks 69-- |
-- |
4.1 The Technology Mudslide Hypothesis: Sustaining Innovation vs. Disruptive Innovation 70-- |
-- |
4.2 Will Banks Notice the Next Fintech Breakthrough? 73-- |
-- |
4.3 Why Do Banks Have Difficulty in Innovating? 76-- |
-- |
4.4 Developing Core Competence in Financial Technology Innovation 79-- |
-- |
4.5 Concluding Remarks 81-- |
-- |
PART TWO The Status Quo of Analytics in the Financial Industry-The Perspective of Banks 83-- |
-- |
P2.1 Banking is Innovation 84-- |
-- |
P2.2 Banking Goes Mobile 84-- |
-- |
P2.3 Banks Are Far From Dead 85-- |
-- |
P2.4 How to Read This Part of the Book 85-- |
-- |
P2.5 What We Discuss in This Part 86-- |
-- |
CHAPTER 5 Financial Contracts 89-- |
-- |
5.1 Contract Elements 89-- |
-- |
5.2 Time in Financial Contracts 90-- |
-- |
5.3 Contract Mechanisms Producing Financial Events 92-- |
-- |
5.4 Concluding Remarks 106-- |
-- |
CHAPTER 6 Markets 107-- |
-- |
6.1 Real-world and Risk-neutral Expectations of Markets 108-- |
-- |
6.2 Economic Scenarios Based on Real-world Probabilities 109-- |
-- |
6.3 The Risk-neutral Expectations 110-- |
-- |
6.4 Beyond Market Risk-Free Rates 113-- |
-- |
6.5 Discounting Cash Flows 116-- |
-- |
6.6 Considering Market Elements in P2P Finance 117-- |
-- |
6.7 Concluding Remarks 118-- |
-- |
CHAPTER 7 Counterparties 121-- |
-- |
7.1 Types and Roles of Counterparties 121-- |
-- |
7.2 Descriptive Characteristics 123-- |
-- |
7.3 Default Probability 124-- |
-- |
7.4 Credit Ratings 129-- |
-- |
7.5 Credit Spreads Based on Real-world Probabilities 130-- |
-- |
7.6 Link of Counterparties via Markets 131-- |
-- |
7.7 Concluding Remarks 137-- |
-- |
CHAPTER 8 Behavior Risk 139-- |
-- |
8.1 Prepayments 140-- |
-- |
8.2 Draw-downs/Remaining Principle/Facilities and Credit Lines 141-- |
-- |
8.3 Withdrawals 143-- |
-- |
8.4 Selling 143-- |
-- |
8.5 Default and Downgrading 144-- |
-- |
8.6 Use at Default 145-- |
-- |
8.7 Recoveries 146-- |
-- |
8.8 Concluding Remarks 147-- |
-- |
CHAPTER 9 Credit Exposures 151-- |
-- |
9.1 Gross Exposure 151-- |
-- |
9.2 Net Exposure 152-- |
-- |
9.3 Evolution of the Gross and Net Exposures 152-- |
-- |
9.4 Exposure Distribution 155-- |
-- |
9.5 Credit Losses 156-- |
-- |
9.6 Link of Counterparties via Credit Exposures 157-- |
-- |
9.7 Concluding Remarks 158-- |
-- |
CHAPTER 10 Credit Enhancements 161-- |
-- |
10.1 What are Credit Enhancements? Types and Structure 162-- |
-- |
10.2 Asset-based Credit Enhancements 162-- |
-- |
10.3 Counterparty-based Credit Enhancements 165-- |
-- |
10.4 Additional Elements Considered in Credit Enhancements 168-- |
-- |
10.5 Extending Credit Enhancements in Marketplace Lending 170-- |
-- |
10.6 Concluding Remarks 175-- |
-- |
CHAPTER 11 Systemic and Concentration Risks 177-- |
-- |
11.1 Credit Exposure Systemic Risk 177-- |
-- |
11.2 Counterparty Systemic Risk 180-- |
-- |
11.3 Systemic Risk Exposures and Losses 183-- |
-- |
11.4 Credit Exposure Concentration Risk 184-- |
-- |
11.5 Counterparty Concentration Risk 185-- |
-- |
11.6 Systemic Risk and Portfolio Diversification 187-- |
-- |
11.7 Concluding Remarks 187-- |
-- |
CHAPTER 12 Liquidity, Value, Income, Risk and New Production 189-- |
-- |
12.1 Liquidity 190-- |
-- |
12.2 Value and Income 197-- |
-- |
12.3 New Production 203-- |
-- |
12.4 Treasury and Funds Transfer Pricing (FTP) 205-- |
-- |
PART THREE Toward the Future of the Hybrid Financial Sector 215-- |
-- |
P3.1 Dangers of a Big Bang Approach to Catch up with Technology Innovation 216-- |
-- |
P3.2 The Need to Collaborate in a Hybrid Financial System 217-- |
-- |
CHAPTER 13 Profitability and Risk of Marketplace Loans 219-- |
-- |
13.1 Underlying Assumptions of the Analysis 220-- |
-- |
13.2 Risk Factors 222-- |
-- |
13.3 Portfolio Construction 224-- |
-- |
13.4 Modeling Portfolio Performance 226-- |
-- |
13.5 Risk Management 236-- |
-- |
13.6 The Road Forward 246-- |
-- |
13.7 Concluding Remarks 247-- |
-- |
CHAPTER 14 Digital Competencies and Digital Dilemmas 251-- |
-- |
14.1 Digital Competencies 252-- |
-- |
14.2 Digital Dilemmas 255-- |
-- |
14.3 Concluding Remarks 260-- |
-- |
CHAPTER 15 Digital Strategy 263-- |
-- |
15.1 Who Needs Digital Strategy? 263-- |
-- |
15.2 Frameworks to Analyze the Impact of Innovation 264-- |
-- |
15.3 Spotting Signs of Trouble on the Horizon 267-- |
-- |
15.4 How Banks Can Overcome the Innovator's Dilemma 269-- |
-- |
15.5 From Producer to Supplier and Moving to a New Singularity 271-- |
-- |
15.6 From Closed Innovation to Open Services Innovation 272-- |
-- |
15.7 The Role of Leadership in Driving Emergent Strategy 273-- |
-- |
15.8 Concluding Remarks 274-- |
-- |
CHAPTER 16 The Hybrid Financial Sector 277-- |
-- |
16.1 Forces of Competition in the Digital Age 277-- |
-- |
16.2 The Dangers of Knife Fights 279-- |
-- |
16.3 Good Ideas in Marketplace Lending That Might Be Here to Stay 280-- |
-- |
16.4 The Alternative to the Hybrid Financial Sector: A Doomsday Scenario for Established Banks? 286-- |
-- |
16.5 Concluding Remarks 286-- |
-- |
CHAPTER 17 Unified Analytics 289-- |
-- |
17.1 Why Do Marketplace Lending Platforms Need Unified Financial Analytics? 290-- |
-- |
17.2 An Overview of a Unified Analytics Platform 296-- |
-- |
17.3 Concluding Remarks 301-- |
520 ## - SUMARIO, ETC. |
Sumario, etc. |
Marketplace Lending, Financial Analysis, and the Future of Credit clearly explains why financial credit institutions need to further innovate within the financial technology arena. Through this text, you access a framework for applying innovative strategies in credit services. Provided and supported by financial institutions and entrepreneurs, the information in this engaging book encompasses printed guidance and digital ancillaries. ; ; Peer-to-peer lenders are steadily growing within the financial market. Integrating peer-to-peer lending into established credit institutions could strengthen the financial sector as a whole, and could lead to the incorporation of stronger risk and profitability management strategies. ; ; Explain (or Explore) approaches and challenges in financial analysis applied to credit risk and profitability ; Explore additional information provided via digital ancillaries, which will further support your understanding and application of key concepts ; Navigate the information organised into three subject areas: describing a new business model, knowledge integration, and proposing a new model for the Hybrid Financial Sector ; Understand how the rise of fintech fits into context within the current financial system ; Follow discussion of the current status quo and role of innovation in the financial industry, and consider the financial technology innovation landscape from the perspective of an entrepreneur ; ; Marketplace Lending, Financial Analysis, and the Future of Credit is a critical text that bridges the gap in understanding between financial technology entrepreneurs and credit institutions. |
590 ## - NOTA LOCAL (RLIN) |
Procedencia (VM) [OBSOLETO] |
Support material available on publisher's website. |
650 ## - PUNTO DE ACCESO ADICIONAL DE MATERIA--TÉRMINO DE MATERIA |
Término de materia o nombre geográfico como elemento de entrada |
Financial services industry |
Subdivisión general |
Technological innovations |
9 (RLIN) |
12988 |
650 ## - PUNTO DE ACCESO ADICIONAL DE MATERIA--TÉRMINO DE MATERIA |
Término de materia o nombre geográfico como elemento de entrada |
Credit |
Subdivisión general |
Technological innovations |
9 (RLIN) |
12989 |
650 ## - PUNTO DE ACCESO ADICIONAL DE MATERIA--TÉRMINO DE MATERIA |
Término de materia o nombre geográfico como elemento de entrada |
Risk management |
9 (RLIN) |
6244 |
650 #0 - PUNTO DE ACCESO ADICIONAL DE MATERIA--TÉRMINO DE MATERIA |
Término de materia o nombre geográfico como elemento de entrada |
Finance |
9 (RLIN) |
3911 |
700 ## - ENTRADA AGREGADA--NOMBRE PERSONAL |
Nombre de persona |
Stagars, Manuel |
Término indicativo de función/relación |
Autor |
9 (RLIN) |
12990 |
700 ## - ENTRADA AGREGADA--NOMBRE PERSONAL |
Nombre de persona |
Akkizidis, Ioannis |
Término indicativo de función/relación |
Autor |
9 (RLIN) |
12991 |
856 ## - LOCALIZACIÓN Y ACCESO ELECTRÓNICOS |
Identificador Uniforme del Recurso |
<a href="https://www.wiley.com/en-es/Marketplace+Lending%2C+Financial+Analysis%2C+and+the+Future+of+Credit%3A+Integration%2C+Profitability%2C+and+Risk+Management-p-9781119099178">https://www.wiley.com/en-es/Marketplace+Lending%2C+Financial+Analysis%2C+and+the+Future+of+Credit%3A+Integration%2C+Profitability%2C+and+Risk+Management-p-9781119099178</a> |
902 ## - ELEMENTOS DE DATOS B LOCAL, LDB (RLIN) |
a |
475 |
905 ## - ELEMENTOS DE DATOS E LOCAL, LDE (RLIN) |
a |
m |
911 ## - EQUIVALENCIA O REFERENCIA-CRUZADA-NOMBRE DE CONFERENCIA O REUNIÓN/CONGRESO [LOCAL, CANADÁ] |
Nombre de congreso/reunión o jurisdicción como elemento de entrada |
https://biblioteca.tbs-education.es/portadas/9781119099161.jpg |
912 ## - |
-- |
2016-01-01 |
942 ## - ELEMENTOS DE ENTRADA AGREGADA (KOHA) |
Código de la institución [OBSOLETO] |
1 |
953 ## - |
-- |
2021-09-07 13:34:39 |